Financial Fortress is a trademarked educational program conducted only by qualified Virtus Associates over a customized one to one session.
The session contains 4 intensive modules aimed at helping clients achieve financial independence through a practical step by step format.

About Fortress

Many individuals would dream of achieving financial independence at some point in their life. However, only a handful truly achieve it.

Many people would think that:

High-Income Earners = Financially Independent
Low-Income Earners = Not Financially Independent

However, such equations are a common misconception amongst people. Many high-income earners after years of work would still find themselves struggling to address retirement. In fact, any working adults can achieve Financial Independence given the right formula. Higher or lower-income would only mean having an advantage.

What's more important?

No doubt that we would prefer to start off with the advantage of making a high income. But the focus here in fortress planning is about understanding the fundamentals & principles of good financial practices. 


Our Program


  • Practical & Proven system help you attain financial independence  

  • 4 x customized one to one session

  • Rules of wealth

  • Over 80% of participants of this program indicated that they have achieved improvements in their finances within 6 months of following the program

  • Trademarked Formula

© 2019 Virtus Associates. All rights reserved. 


This is not the official website of AIA Singapore Private Limited (Company Registration No. 201106386R)(AIA). AIA disclaims all warranties of merchantability and fitness for purpose of the materials on this website. AIA makes no warranties or representations as to the results of the use of the materials on this website in terms of their correctness, accuracy and reliability. Nothing on this website should be regarded as an offer or solicitation to sell insurance products in any country to any person to whom it is unlawful to make such an invitation or solicitation in such a country. 

Terms of Use: (1) All trademarks, service marks, trade names, product names, icons and logos of AIA are owned by AIA and may not be used without prior written permission from AIA. (2) All AIA products and services referred to in this website (or linked thereto to the website) known as (the “Agency Website”) are offered only in countries where such products and services may lawfully be offered by AIA Singapore and the materials on the said Agency Website are not intended for use by persons located in or resident in, countries that restrict the distribution of such materials. (3) Neither the Agency Website nor the link to the products or services on AIA’s corporate website should be regarded as an offer to sell or a solicitation to buy any insurance product or other products or services of AIA in any country to any person to whom it is unlawful to make such invitation or solicitation in such country. (4) No warranties regarding non-infringement of third party rights, security, accuracy, fitness for purpose, merchantability or freedom from computer viruses in the Agency Website or the AIA corporate website (linked thereto) are given by AIA

Information is correct as at 03/09/2019.

SP-VirtusAssociates is an authorised representative of AIA Singapore Private Limited (Reg.No. 201106386R)